People's Ware U.S. Merchant Account Services consists of a powerful Internet-based software that provides secure, real-time transaction processing. The Virtual Terminal feature allows merchants to process transactions from anywhere in the world where they have Internet service. The Weblink feature enables merchants to automatically accept, authorize and process credit card orders directly through their Web site, 24 hours a day, 7 days a week in real-time, without the need to ever speak to customers.

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Virtual Terminal

The Virtual Terminal enables businesses to authorize, process, and manage credit card transactions from any computer with an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software and provides the best solution for merchants who manually enter credit card transactions for mail, Internet or phone order sales.

In addition, your online store (for example, Miva Merchant) can access your Virtual Terminal account to authorize purchases that customers make from your store. You can then use your Virtual Terminal to review the purchases that have been made and the status of the transactions.

To authorize credit card transactions, the merchant simply completes an electronic form that provides the Virtual Terminal system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128 bit Secure Socket Layer (SSL) 3.0 technology and sent to a People's Ware host server. The server then sends the data through the authorization network to the appropriate card issuer's bank over a secure, proprietary connection. When the process is complete -- this takes around five seconds -- the merchant receives an authorization number, and the People's Ware server stores the transaction. Transactions are automatically settled each day and funded within 2-3 days.

The Virtual Terminal makes credit card authorization and transaction management fast and easy.

NOTE: The Virtual Terminal/Account Setup fee is nonrefundable. The only exception is if your application is declined; in which case, the Setup fee would be refunded.